How to be fearless?
Many businesses start to flatten out or even start declining after an upcycle. There can be several reasons for that, but one reason that stands out is ‘fear’. The entrepreneur stops experimenting and taking decisions due to the ‘fear’ of losing out. And this becomes a vicious cycle. The less decisive one becomes, the more […]
Finance is an interesting (and funny) profession:
1) People who have not run companies, analyze and make comments on who is gonna make it and who will die. 2) People who are not yet rich guides others to invest and become rich. Many who guides have themselves not invested. Conclusion: Listen to all, analyse yourself, and take financial actions.
How AI/ML is transforming Insurance Underwriting
Choose the right premium, build the right marketing campaign and elevate the value! — insurers are facing challenges maintaining a balance between providing enhanced customer experience and operating at the profit margin. When we talk about the underwriting process and the traditional method, we can see much human intervention and manual paperwork. It can only make […]
Do not write another report till you read this
It is often seen that managers write a report based on the set protocols by the company, or based on what their supervisor has demanded. Let’s ask — Why do they ask for this report? to understand your performance to understand progress in business goals to identify risks in your functions that might be overlooked […]
The Rebel Economy
Today’s economy can be best described as the “Rebel Economy”. People seek decentralization and democratization of power. There is a tsunami against traditional authority. And this is changing the world like never before. Let’s take a closer look at recent trends: Bitcoin, which is a decentralized currency is at its all-time high value. It is […]
Exploration vs. Exploitation
People want to explore new things, experiment with themselves, and learn new things. Companies want to exploit, as they have a commercial obligation to fulfill, and they have the accountability of ROI. True happiness lies somewhere in the middle, in the balance between the two. In a profession where people’s intellect and knowledge is the […]
A Pawn is more valuable than a Knight!
The COVID crisis ignited my long lost interest in Chess, and I enjoyed learning and playing on chess (dot) com. Recently, I was playing a game where I lost some key pieces early on. I was left with my King and a Pawn. My opponent was left with a King and a Knight. Funnily enough, […]
My 10 Commandments of Reading
I love reading books. Some of my learnings on choosing, reading, and benefiting from books: 1) Quality is more imp than the Number of books you read 2) It’s imp to read, understand, think, and create your own thoughts; then reading fast and finishing 3) Go for deep learning. Read multiple books on the same […]
Productivity – Sprints & Flow
I work best in sprints. And my most productive sprints happen when I achieve a state of flow. It is critical to find what gets you in a flow. Some people get the best done when they are in flights, others get flow when they work out of a coffee shop, and then some people […]
Banks of the future?
What shall banks do when technology companies become banks of the future? They have plenty of choices actually! 1) Banks become technology companies. This is a very predictable response – you enter my turf, I enter your turf – and we compete. Here, ideally, banks should leverage their knowledge and capability advantage of risk management […]
